In general, the first problem - and possibly the most insuperable in the shorter tem - for the individual and for the many small providers, will be the vast choice available. It will be difficult to trawl through the literally hundreds of thousands of offerings to find one which matches your individual needs - even with the new artificial intelligence agents - let alone find guaranteed quality. In the case of education it is not just your money you may waste but your time, and that is often much more valuable. So we're likely to see the emergence of various initiatives to host certification authorities.